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exhaust and insurance

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10/5/2010 11:31:46  
 

Posts: 68
Since: 18/11/2009
Region: North Wales
Status: offline 		Hi,

I see a lot of posts here regarding replacement exhaust systems and was wondering if anyone has had any problems with insurance - I presume you need to answer "yes" to the "has your car been modified" question - is that a dealbreaker or does it add huge costs?

Rhys
10/5/2010 15:58:07  


Posts: 371
Since: 17/5/2006
Status: offline 		Rhys,

I think this sort of thing is very dependent on your insurance company, if you wish to declare, some companies are ok with this sort of modification and you wont incur any additional charges, whereas other companies take a very dim view of modifications and load your premium, and obviously there will be those in the middle of the 2 extremes.

Noor
10/5/2010 17:08:31  

Posts: 143
Since: 6/11/2009
Region: Rutland
Status: offline 		I'd just ask them!
11/5/2010 12:33:46  

Posts: 249
Since: 3/5/2009
Region: Cianciana
Status: offline 		Rhys,
My advice would be YES, declare it...the insurance company needs to know about any modifications!
Most will add something to the premium as there may be an increase in horsepower,
this differs company to company, but normally it goes in bands, i.e 0 - 10% increase etc...
When I had the Larini system fitted to mine, it added about £100 to my premium (on an annual basis).
Regards,
Enzo.

_____________________________

Love your Life...
16/5/2010 16:32:40  
 

Posts: 62
Since: 19/1/2010
Status: offline 		 Enzo,

I am considering replacing the rear section (back boxes) only.  Is there more than one route to supply and fit?  What is the most cost effective option?  You have chosen Larini.  Are you happy with your system?    Do you still favour this over other systems eg Tubi style?  

Regards,

Paul
17/5/2010 16:36:06  

Posts: 249
Since: 3/5/2009
Region: Cianciana
Status: offline 		Hi Paul,
All I can say is that I am extremely happy with the work that Larini did.
The fit, finish, workmanship, quality, all in all I cannot recommend them highly enough...
I also love the sound my car makes, but cannot compare it to any other system as I have only
had the Larinis, never had tubi or others...
The rear boxes are a straight swap for the originals, so any competent mechanic can swap them over,
they just need to be a little careful not to damage the surrounding paintwork when installing them.
Regards,
Enzo.

_____________________________

Love your Life...
19/5/2010 19:35:24  
 

Posts: 62
Since: 19/1/2010
Status: offline 		Thanks Enzo,

The horizon beckoned as the huge low profile tyres ripped up the tarmac as they scrabbled for grip. I was pressed into my seat as the the QP surged forward in hostile pursuit. With exhaust howling...................   Oh sorry about this I thought I was somewhere else if you know what I mean! 

Paul  

PS   I wonder if you will smirk when you read this!
20/5/2010 13:09:45  

Posts: 249
Since: 3/5/2009
Region: Cianciana
Status: offline 		Ace :-)

_____________________________

Love your Life...
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